FAQs
Quick and ‘EZ’ Financial Assistance
For over 20 years, EZ Loans has proudly served the Delmarva community, offering a variety of types of loans tailored to our community’s needs. From installment loans to consolidation loans, we provide flexible solutions to help manage financial challenges. Each service is designed with affordability, transparency, and customer education in mind. Our experienced team works hard to deliver competitive rates while ensuring every borrower understands their options. When you need reliable financial assistance, trust EZ Loans for support.
Your Questions Answered – Clear, Transparent, and Helpful
We know finance can feel overwhelming, so we’re here to simplify everything. We want to ensure you’re comfortable and fully informed before moving forward with your loan. If you can’t find the answer you’re looking for, our team is always ready to help. Contact us anytime to get clarity about your questions:
An installment loan is a flexible option for covering expenses. It allows you to repay the borrowed amount in equal payments over a set period, making it easier to manage your finances.
First-time customers may borrow up to $5,000, depending on their eligibility.
Once your application is approved, you will receive your funds right away. The process is quick and convenient.
Yes, you can pay off the loan early without any penalties. Paying extra toward your loan can help reduce the overall interest.
Our loan company does not use traditional FICO® credit scores. Instead, we apply an alternative system that evaluates various factors to help you qualify for the loan.
To apply for one of our installment loans, you will need your most recent bank statement (unless you have online banking), two recent pay stubs, a valid form of identification, a debit card, and a check. Visit our Requirements page for a complete list.
You can apply for a loan by completing our straightforward application process in store or online.
The approval process is fast, and most customers receive a decision the same day they apply.
Your payments will align with your pay schedule, making it easy to stay on track.
We accept Mastercard, Visa, Automated Clearing House (ACH) payments, Money Orders, and cash. Choose the option that works best for you.
Yes, we can help. Bring your payment history and pay-off amount from higher-interest loans, and we’ll consolidate them into a repayment plan with affordable terms.
No, we do not charge any penalties for paying off your loan early.
We prioritize your privacy. Your data is not shared with third parties without your consent, ensuring your information stays secure.
Clear Communication: Your Path to Financial Success
Transparent communication is integral to achieving financial stability and confidence. Clear and honest explanations of loan terms ensure borrowers fully understand their commitments and make decisions aligned with their goals. At EZ Loans, we prioritize clarity in every interaction, giving you confidence and control over your financial future. By addressing your questions and providing detailed insights, we built trust and mutual respect. Transparency is not just our practice; we promise to help you succeed.
Reach Out to Your Local Company Today
Start your financial journey with EZ Loans today. We specialize in providing solutions like a loan for bad credit, ensuring every customer can access the support they need. Our streamlined application process and personalized approach make it easy to find the right option for your situation. Take the first step toward financial freedom with a trusted lender who values your success. Contact our team or apply online to discover how EZ Loans can empower your financial future.